Installments


Shop Now & Pay Later From Habitt’s Three Easy Installments
- Get Ready to Pay

Before you select BaadMay, here are a few things you must take note of:

  • All new users have a shopping limit of Rs. 70,000. Returning users can log in to their accounts.
  • A 15% fee will be applied to the total order value to cover BaadMay's processing charges. This fee is included in the invoice you see on BaadMay during checkout before you confirm your purchase. It is split between your three installments, so it's convenient for you.
  • Before you make a transaction, please check that you are using:
    1. Card from a valid commercial Pakistani Bank. Virtual cards or cards issued by digital apps (Nayapay, Sadapay, Easypaisa, Jazzcash, etc.) are not accepted.
    2. UnionPay, or PayPak cards are not accepted.
  • This payment option is NOT available on Cash on Delivery (COD) orders.
  • Please ensure your card has sufficient balance to carry out the transaction or add funds to your account to complete the transaction.
  • Please ensure your card is activated for online transactions; otherwise, contact your bank to activate the card prior to making a transaction.
  • For any questions or concerns regarding using BaadMay, feel free to contact us:
    1. Customer Support at 0300-0422488 or email us at info@habitt.com
    2. Customer Support at 0304-1113135 or email us at support@baadmay.com

How do I pay with BaadMay?

  • If you have an account with BaadMay, simply select BaadMay at checkout and follow the simple steps to pay with the service.
  • On the checkout page, click on the BaadMay option to select BaadMay as your preferred payment method. You will be redirected to BaadMay’s Web App.
  • If you are a new user, you will have to enter your name, number, and CNIC. If you are a returning user, you can simply log in with your phone number and T-Pin.
  • Review the invoice and payment plan, including the following payment dates your installments will be charged on and their amount. Your first installment is paid at the time of purchase.
  • Add a credit or debit card as your payment method to continue.
  • Once your information is correct and you’ve reviewed it, you may enter your T-Pin to confirm payment, and you are good to go!

How do I make a payment?

Once you make a purchase, the first payment is charged immediately and all future payments are set to auto-pay. Unless your card on file has any issues, all future payments are made monthly. Reminders for overdue installments are sent via the BaadMay app to notify customers. For more information on your payments, payment history, or purchase limits, navigate to the Purchases tab in the BaadMay app.

What happens if I cannot pay on time or need to change my date?

If you are unable to clear your payments on time, you can contact Customer Care for further assistance before your next payment is due. If your payment date is overdue, you will not be able to make any further transactions via BaadMay until the previous balance is cleared.

 

How do I know I have been approved to make a purchase?

For all Installment payments, the service provides an instant response to approval. In case your payment is declined, refer to the details stated or contact Habitt and BaadMay Customer Support for more information.

Who is Eligible to Make Purchases Through Our Installments?

Everyone is welcome to make any purchase with the BaadMay service.

What happens to my payments when I request a return/refund or cancel an order?

Product return and exchange policies are specific to the merchant, and the merchant’s Customer Support can assist you better with all such purchase and delivery issues. If monetary refunds are initiated by the merchant, the customer must reach out to Habitt Customer Support to complete the process. All refund requests are processed within 7 working days; specific to the customer’s bank, it may take 15-20 working days to show up in a customer account.

User Default Policy

In the case of a default on installment payments, your service will automatically be paused until overdue installments are cleared.

Contact Us For More Details  0300-0422488